money goes round and round. we are the most productive country in the world. we're masters of creating wealth. so why are we in so much trouble? well, it takes money to make money. which makes life a really fun ride. if you have the money. which we did. now however after years and years of ever growing trade deficits we don't have enough money to feed the money making machine. and it all comes to a grinding halt. until we build up our cash reserves again. where exactly did the money go? well, remember when oil was $140 per barrel? heh. that's where. back of the envelope says a $1 trillion left the country. correction, left your savings accounts. apparently, that was enough of a wrench to wreak the machine. fortunately, the countries that money went to just spent it on useless junk like tanks and missiles. the world picture would be a bit different if they had invested in education and infrastructure. anywho, we need to replace that lost money to get the machine going again. so put down the credit card and get to work.