health like life
life insurance is a strange thing. someone benefits from my death. you clearly don't want to over insure yourself. but you want your dependents to not lose out if you shed your mortal coil unexpectedly. well, that's one way to look at. another is it's an investment vehicle. there are a whole lot of tax benefits associated with life insurance. plus, it's *your* money. you can get it if you want it. or need it. so here's the idea. set up a health insurance plan like life insurance. give me the same tax benefits. take the house's cut to pay my recurring costs, like well care appointments. let me believe that the rest of the money is mine. and i can get to it whenever i want to. or need to.