abuse "prevention"
5 years ago the banks got their way with regards to bankruptcy protections. before, you could get a fresh start in life. now you can't. actually i guess you can. but it's a *lot* more difficult. some of us at the time said, this is a very bad thing. but our voices couldn't compete with the noise machine. guess what. we were right. the bankruptcy abuse prevention act clearly prevents the debtor from abusing bankruptcy procedures. but it made it very easy for the creditor to abuse bankruptcy. have you bought a house since 2005? better hope you don't lose your job. cause not only can the bank take your house but it can also make you pay the difference between what you owe and what the bank got for selling your house. and guess what. this debt will survive bankruptcy. you can end up paying for a house you don't own for the rest of your life. i haven't heard too much about banks fucking people over this badly. probably because they know they have a good thing with the current laws. and if they abuse it, they'll lose it. and then there's that pesky second amendment.