debt
the rumor is the republicans are going to cave on the fiscal cliff raising taxes on the 2% thing. but they're going to hold the debt ceiling hostage. heh. i call. if the federal government stops running up its debt, the banks will have to make fewer loans. and hence, less money. so yeah, i really don't see another debt ceiling standoff in the future. it's a good way to save face though. so i'm happy to play along. ohmygod! not that! don't throw us in the briar patch.